How to nail your holiday without a credit card hangover

Don’t mind me and my poolside photo – I just got back from a couple of weeks in Mexico.

I’ll admit that many margaritas were consumed, as were a wide selection of tortilla-based foods with unlimited guacamole.

I also spent a few days in Los Angeles. If you have to fly in that way, it would be wrong not to stop and sample some of the retail outlets.

So, I came back with a tan, four pairs of sneakers, $50 tracksuit pants from Victoria’s Secret (no regrets – my butt looks amazing in them), and a slightly obscene amount of make-up from Sephora.

What I didn’t come back with was a credit card debt. Well, admittedly, I don’t have a credit card. But the point is, I didn’t slide into debt or even have a major blow-out.

My traveling companion and general partner-in-crime, Gigi, is also a finance nerd, moneysaver…